8 Places in the World Where Americans Can Live Like Royalty (and 5 That Will Break the Bank)

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Woman standing on a balcony overlooking a city skyline filled with tall buildings.
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Dreaming of a new life abroad? Some countries offer a high-quality lifestyle at a fraction of U.S. costs, think ocean views, vibrant cities, and delicious food for under $1,500 a month. Meanwhile, other popular spots can drain your budget fast with sky-high rent and everyday expenses. Here are eight budget-friendly destinations where Americans can live like royalty, and five where even everyday living may break the bank.

Medellín, Colombia

Cityscape view of a densely built urban area surrounded by lush green trees and hills in the background.
UlisesCasarez/Pixabay

Medellín has transformed from its troubled past into a vibrant, cosmopolitan hub nestled in Colombia’s Andes Mountains. Thanks to a temperate “eternal spring” climate, modern metro system, and growing expat community, it’s a comfortable place to live affordably. Rent averages around $550 for a modern one-bedroom in sought-after neighborhoods. Combine that with low-cost dining, healthcare, and public transportation, and it’s easy to live well without breaking the bank.

Chiang Mai, Thailand

Aerial view of a temple complex with golden spire nestled in a lush, forested mountain area surrounded by traditional buildings.
Mike Holp/Unsplash

Chiang Mai offers peaceful mountain surroundings, golden temples, and unbeatable affordability. This northern Thai city is a long-time favorite among digital nomads and retirees alike. With street food meals costing just a couple of dollars and one-bedroom apartments renting for under $400 outside the Old City, living expenses remain low. Healthcare is excellent and budget-friendly, while access to nature and culture makes Chiang Mai a well-balanced, low-cost destination.

Lisbon, Portugal

Historic stone tower on the waterfront with a backdrop of modern city buildings, surrounded by greenery and visitors.
Granito/Pixabay

Portugal’s capital mixes Old World charm with sunny weather, coastal beauty, and an increasingly international vibe. While rent in central Lisbon has increased, especially due to tourism and digital nomads, more affordable housing can still be found in neighborhoods just outside the city. Dining out is relatively inexpensive, and public transit is efficient. With a low cost of living compared to other Western European capitals, Lisbon continues to attract expats seeking comfort on a budget.

Oaxaca, Mexico

Aerial view of a historic cathedral with twin bell towers and a central courtyard garden, set against a backdrop of a city and distant mountains.
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Oaxaca is known for its rich culture, colorful festivals, and unforgettable cuisine. This southern Mexican city has become a favorite among expats who enjoy its relaxed pace and affordable lifestyle. Monthly living expenses for one person often stay under $1,200, including rent, food, and local transport. The vibrant art scene, low-cost healthcare, and warm community vibe make Oaxaca a destination where living well comes surprisingly easy for Americans.

Ho Chi Minh City, Vietnam

Night view of a modern city skyline with illuminated skyscrapers reflecting on a calm river.
hoaihungtv/Pixabay

Ho Chi Minh City (formerly Saigon) is a bustling urban center filled with street food, scooters, and history. Despite its energy and modern conveniences, it remains remarkably affordable. Many expats live comfortably on $1,200 or less per month, including rent, dining, and health services. The city also offers excellent internet, international schools, and growing business opportunities, making it ideal for remote workers and budget-savvy expats alike.

Tbilisi, Georgia

Aerial view of a modern glass pedestrian bridge and tubular buildings spanning a river in a green urban park setting.
falco/Pixabay

Tbilisi blends old-world architecture with trendy cafés and a welcoming atmosphere. Georgia offers a one-year visa-free stay for U.S. citizens, making long-term living hassle-free. Rent in the capital averages under $500 a month, while dining, transport, and healthcare remain budget-friendly. Surrounded by the Caucasus Mountains and wine regions, Tbilisi also provides easy access to nature and culture, ideal for those who want more for less in a unique corner of Europe.

Bali, Indonesia

Traditional Balinese temple with multi-tiered roof sitting on a small island in a lake, surrounded by mountains and vibrant flowers in the foreground.
Sebastian Pena Lambarri/Unsplash

Bali continues to enchant expats with its natural beauty, wellness culture, and surprisingly low living costs, outside of tourist-heavy areas. While Canggu and Ubud have seen rising rents, many parts of the island still offer private villas and poolside living for under $1,000 per month. From yoga retreats to beachside cafes, Bali lets Americans enjoy a luxurious lifestyle without the luxury price tag, if they pick the right neighborhood.

Sofia, Bulgaria

Nighttime cityscape with a brightly lit cathedral featuring golden domes, surrounded by darker urban buildings and distant lights on the horizon.
Alexandr Bormotin/Unsplash

Sofia, Bulgaria’s capital, remains one of the cheapest major cities in the European Union. Rent is incredibly affordable, under $500 for a modern apartment, and groceries, transit, and healthcare costs are among Europe’s lowest. Sofia also offers a mix of mountains and city life, ideal for outdoor lovers. With a growing startup scene and a laid-back pace, it’s a hidden gem for Americans looking to stretch their dollar far in Europe.

Zurich, Switzerland

Stone bridge leading to a historic European church with a tall green spire, set against a colorful evening sky over a calm river.
Sonyuser/Pixabay

Zurich is clean, safe, and beautifully scenic, but that lifestyle comes at a cost. The city is regularly ranked as one of the most expensive in the world. Rent, groceries, dining, and healthcare are all significantly more costly than in the U.S. Even basics like public transportation and coffee can feel shockingly expensive. Unless you’re earning a Swiss-level salary, Zurich is a challenging place to sustain an affordable lifestyle.

Singapore

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Daytime cityscape featuring a large Ferris wheel (Singapore Flyer) set against modern skyscrapers, with reflections shimmering on the water below.
Alix Lee/Pexels

Singapore blends futuristic cityscapes with lush greenery, but the price tag for living here is steep. Rent is one of the biggest expenses, especially in central areas. Healthcare is excellent but pricey without local insurance, and cars are famously expensive due to high ownership taxes. While the city is incredibly safe and clean, budget-minded expats may struggle to live comfortably here without a significant income or corporate support.

Sydney, Australia

Scenic view of Sydney Harbour with boats cruising through the water, the Sydney Opera House on the left, and modern skyscrapers lining the skyline.
Dan Freeman/Unsplash

With its laid-back beach culture and cosmopolitan vibe, Sydney is attractive, but not cheap. Rent prices have surged, and dining out can quickly burn through a budget. Expats and long-term visitors are often surprised by how expensive groceries, utilities, and even public transportation can be. While the quality of life is high, it comes with one of the highest costs of living in the Southern Hemisphere.

Oslo, Norway

A panoramic view of a coastal city with modern waterfront buildings, a large cruise ship docked in the harbor, and rolling hills in the background under a clear blue sky.
Photorama/Pixabay

Norway is known for its natural beauty, social services, and excellent infrastructure, but it’s also one of Europe’s priciest countries. Oslo tops charts for high rent, food, and alcohol costs. Taxes are steep, and even budget travelers find Norway hard on the wallet. While you get what you pay for, clean air, healthcare, safety, it’s not ideal for Americans looking to stretch their dollars.

Tokyo, Japan

Tokyo skyline featuring the Tokyo Skytree towering above surrounding buildings on a clear day.
GusbellSStudio/Pixabay

Tokyo offers a fascinating mix of tradition and innovation, but it’s also among the more expensive cities to live in. Housing can be compact and costly, especially in central areas. Dining ranges from affordable street eats to high-end splurges, but utilities and daily expenses add up fast. While Tokyo delivers incredible quality of life, the cost of maintaining it can quickly wear down a modest budget.